현재 얼마가 미래 몇 년 후 얼마가 되는지 계산해보자

현재 얼마가 미래 몇 년 후 얼마가 되는지 계산해보자.

원금 1억에 3% 로 계산했을 경우,

(-) 물가상승에 의해 원금의 가치가 조금씩 감소

(+) 복리이자에 의해 원금의 가치가 조금씩 감소


25년 후,

그대로 놔두면 반토막보다도 떨어지고, 복리로 불리면 두 배 이상 된다.

햇수	미래가치1(감소)	미래가치2(증가)
1	100,000,000	100,000,000
2	97,000,000	103,000,000
3	94,090,000	106,090,000
4	91,267,300	109,272,700
5	88,529,281	112,550,881
6	85,873,403	115,927,407
7	83,297,200	119,405,230
8	80,798,284	122,987,387
9	78,374,336	126,677,008
10	76,023,106	130,477,318
11	73,742,413	134,391,638
12	71,530,140	138,423,387
13	69,384,236	142,576,089
14	67,302,709	146,853,371
15	65,283,628	151,258,972
16	63,325,119	155,796,742
17	61,425,365	160,470,644
18	59,582,604	165,284,763
19	57,795,126	170,243,306
20	56,061,272	175,350,605
21	54,379,434	180,611,123
22	52,748,051	186,029,457
23	51,165,610	191,610,341
24	49,630,641	197,358,651
25	48,141,722	203,279,411
26	46,697,471	209,377,793
27	45,296,546	215,659,127
28	43,937,650	222,128,901
29	42,619,521	228,792,768
30	41,340,935	235,656,551
31	40,100,707	242,726,247
32	38,897,686	250,008,035
33	37,730,755	257,508,276
34	36,598,832	265,233,524
35	35,500,867	273,190,530
36	34,435,841	281,386,245
37	33,402,766	289,827,833
38	32,400,683	298,522,668
39	31,428,663	307,478,348
40	30,485,803	316,702,698
41	29,571,229	326,203,779
42	28,684,092	335,989,893
43	27,823,569	346,069,589
44	26,988,862	356,451,677
45	26,179,196	367,145,227
46	25,393,820	378,159,584
47	24,632,006	389,504,372
48	23,893,046	401,189,503
49	23,176,254	413,225,188
50	22,480,967	425,621,944
51	21,806,538	438,390,602
52	21,152,341	451,542,320
53	20,517,771	465,088,590
54	19,902,238	479,041,247
55	19,305,171	493,412,485
56	18,726,016	508,214,859
57	18,164,235	523,461,305
58	17,619,308	539,165,144
59	17,090,729	555,340,098
60	16,578,007	572,000,301
61	16,080,667	589,160,310
62	15,598,247	606,835,120
63	15,130,299	625,040,173
64	14,676,391	643,791,379
65	14,236,099	663,105,120
66	13,809,016	682,998,273
67	13,394,745	703,488,222
68	12,992,903	724,592,868
69	12,603,116	746,330,654
70	12,225,022	768,720,574